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Payments to power growth in Malaysia

2C2P helps you navigate Malaysia's complex payments landscape so you can focus on scaling your business. Leverage our comprehensive payment solutions to offer Malaysian customers’ preferred payment methods and maximise revenue.

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Malaysia's payments
landscape at a glance

Resilient domestic spending further spur the uptake of digital services. Malaysia continues to witness growth across multiple digital payment types:

Domestic payments dominate the payments landscape, especially bank transfers
High card penetration rate
Increase usage of mobile wallets and mobile payments such as Touch 'n Go and DuitNow

In 2024:

94% of all ecommerce transactions in Malaysia were made using digital payments

By 2029:

Malaysia’s ecommerce market is projected to increase by 37% to reach US$ 26 billion

100% of ecommerce transactions are expected to be made using digital payments.

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35%

Cards

35%

Domestic Payments

23%

Mobile Wallets

BNPL

Other payment methods (e.g., cash)

Quick Facts

89.61 %

Smartphone Penetration Rate

US$ 26 billion

Ecommerce Market Size
(2029 Projection)

22.3 million

Mobile Wallet Users (2025)

US$ 701.2 billion

RTP Transaction Value (2025)

2C2P's solutions for the Malaysia market

Accept Payments

Accept any payment through a single point of integration - online, offline, mobile, cards, cash and alternative payment methods.

Benefits

One single, flexible integration

We support server-to-server API, mobile SDKs, and plugins so you can integrate our solutions seamlessly

Secure

We meet the industry’s rigorous security standards and are certified by all international card schemes

Local support and expertise

Get support from our local experts and tap into our deep connections with major banks and financial institutions

Streamlined operations

Easily scale and manage new business with consolidated reporting

Instalment Payment Plans (IPP)

Empowers businesses across industries to boost affordability, increase conversions, and drive customer loyalty, while maintaining a healthy revenue.

Convert large payments into 0% interest instalments easily, with flexible payment plans from 3 to 36 months.

Benefits

Higher sales and order value

Improve conversions and make large-ticket purchases more affordable with monthly instalments

Guaranteed upfront payments

Receive the full transaction amount quickly, with repayment and risk managed by the bank

Strong customer loyalty

Encourage repeat purchases with seamless, interest-free payments

Wider customer reach

Win over new audiences who are seeking flexible payment methods

Multi-currency pricing (MCP)

A payment feature that allows you to display prices in the local currencies of your international customers. This gives you access to best-in-class FX rates and grants more control over foreign currency transactions.

Benefits

For customers

Pay in their preferred currency Improved shopping experience

Guaranteed FX rate with full transparency

Refund at original FX rate

For merchants

Higher conversions at checkout
Lower FX hedging cost

Control over margins

Streamlined operations

Through API-enabled automations and consolidated reporting