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Securely accept, manage, and make payments through one point of integration

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We are a full-suite payments platform serving businesses of all sizes across Southeast Asia

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Payments to power growth in Indonesia

2C2P helps you navigate Indonesia's complex payments landscape so you can focus on scaling your business.

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Indonesia's payments
landscape at a glance

Like many of its Southeast Asian neighbours, Indonesia has traditionally been cash-heavy. However, the digitalisation of Indonesia’s payment landscape is accelerating:

Widespread QR code payment usage, powered by the government’s Quick Response Code Indonesia Standard (QRIS)
Strong adoption of mobile wallets and BNPL
Public and private sector initiatives to bring the country’s unbanked population into the digital economy

In 2023:

93% of all ecommerce transactions in Indonesia were made using digital payments

By 2028:

Indonesia’s ecommerce market is projected to increase by 96% to reach US$ 123 billion

99% of ecommerce transactions are expected to be made using digital payments.

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28%

Cards

33%

Domestic Payments

30%

Mobile Wallets

BNPL

Other payment methods (e.g., cash)

Quick Facts

285.7 million

Population

US$ 123 billion

Ecommerce Market Size
(2028 Projection)

145.2 million

Mobile Wallet Users (2025)

US$ 1206 billion

RTP Transaction Value (2025)

2C2P's solutions for the Indonesia market

Accept Payments

Accept any payment through a single point of integration - online, offline, mobile, cards, cash and alternative payment methods.

Benefits

One single, flexible integration

We support server-to-server API, mobile SDKs, and plugins so you can integrate our solutions seamlessly

Secure

We meet the industry’s rigorous security standards and are certified by all international card schemes

Local support and expertise

Get support from our local experts and tap into our deep connections with major banks and financial institutions

Streamlined operations

Easily scale and manage new business with consolidated reporting

Instalment Payment Plans (IPP)

Empowers businesses across industries to boost affordability, increase conversions, and drive customer loyalty, while maintaining a healthy revenue.

Convert large payments into 0% interest instalments easily, with flexible payment plans from 3 to 36 months.

Benefits

Higher sales and order value

Improve conversions and make large-ticket purchases more affordable with monthly instalments

Guaranteed upfront payments

Receive the full transaction amount quickly, with repayment and risk managed by the bank

Strong customer loyalty

Encourage repeat purchases with seamless, interest-free payments

Wider customer reach

Win over new audiences who are seeking flexible payment methods

Multi-currency pricing (MCP)

A payment feature that allows you to display prices in the local currencies of your international customers. This gives you access to best-in-class FX rates and grants more control over foreign currency transactions.

Benefits

For customers

Pay in their preferred currency Improved shopping experience

Guaranteed FX rate with full transparency

Refund at original FX rate

For merchants

Higher conversions at checkout
Lower FX hedging cost

Control over margins

Streamlined operations

Through API-enabled automations and consolidated reporting